Terms of Use

1. Who can use Tayo

You must be 18 or older. By using Tayo, you confirm you are.

One account per person. Keep your email account safe: Tayo signs you in with a code sent there.

2. What Tayo is, and isn't

Tayo is an AI coaching tool. No person is on the other end of your sessions. Tayo uses AI from leading providers. See the full list on our Privacy page.

Tayo is coaching, not therapy. It isn't counseling or medical care, and it doesn't give medical, legal, tax, investment or financial advice. For those, talk to a licensed professional.

The AI can be wrong. Its recaps, dashboards, plan and recommendations come only from what you shared, and can miss things. You decide what to do, and you can correct or delete what Tayo writes.

3. If you're in crisis

Tayo is not an emergency service, and no one watches sessions as they happen. If you're in danger or thinking about hurting yourself or someone else, call or text 988 (in the US). In an emergency, call 911.

If you tell Tayo you or someone else is in immediate danger, it stops coaching on that topic and shows crisis resources. Our privacy page explains what else happens.

4. Acceptable use

Use Tayo for your own coaching: getting clear on what matters, setting priorities, building confidence, making a career move, or balancing work, family and money.

Don't use it to harm, harass, threaten or deceive anyone, or to share content that is illegal or that you don't have the right to share.

Don't try to break, overload, copy or get around Tayo's limits, safety checks or security, or get into anyone else's account.

We may limit, pause or close an account that breaks these terms or puts others at risk.

5. Your content

What you say and share stays yours. You let Tayo use it only to run your coaching: your sessions, recaps, dashboards, plan and recommendations. We never sell it, and it never trains AI. See the privacy page for details.

You can delete a session, something you shared, or your whole account in the app at any time.

6. The beta

Tayo is in beta. It's free during the beta in exchange for honest feedback. Features, limits and availability can change, and things will sometimes break. We'll tell you before anything about cost changes.

We may end the beta or close Tayo. If we do, we'll give notice when we can, and you can delete your data first.

7. Limits of liability

Tayo is a free beta. We work hard to keep it accurate and running, but we can't promise it will always be right or available. Use your own judgment, especially on big decisions.

As far as the law allows, Tayo and its team aren't liable for decisions you make based on your sessions, or for indirect or consequential losses. Some places don't allow these limits, so they may not apply to you.

8. Changes to these terms

We may update these terms. If a change matters, we'll tell you in the app or by email before it takes effect. Using Tayo after that means you accept the new terms.

9. Contact

Questions about these terms: email support@mytayo.ai.